About the Authors
Dr. Barbara O'Neill is Rutgers Cooperative Extension's Specialist in Financial Resource Management. She also provides national leadership for the Cooperative Extension financial programs Investing for Your Future and Small Steps to Health and Wealth. A certified financial planner®, Dr. O'Neill has written over 1,500 newspaper articles and over 100 articles for academic journals and other professional publications. She is the author of two trade books, Saving on a Shoestring and Investing on a Shoestring, and co-author of Money Talk: A Financial Guide for Women and Small Steps to Health and Wealth. Dr. O'Neill received her Ph.D. in family financial management in 1995 from Virginia Tech and holds a master's degree in consumer economics from Cornell University and a B.S. in home economics education from S.U.N.Y. at Oneonta. She has received over $475,000 in grants and external funding to support dozens of financial education and research projects.
Steve Komar is Rutgers Cooperative Extension of Sussex County's Agricultural and Resource Management Agent. He provides educational programs in marketing and agritourism, manure management, and crop production. Prior to his employment by Rutgers University, he was an agricultural agent in Georgia specializing in production agriculture. Komar has received numerous state, regional, and national awards from the National Association of County Agricultural Agents for his programming and research efforts. He has also presented many posters and invited lectures at both state and national professional conferences. Komar holds a Master's degree in crop physiology and post-harvest ecology from the University of Tennessee. He is also a certified crop advisor and a certified nutrient management planner.
Dr. Robin Brumfield has been the Farm Management Specialist for Rutgers Cooperative Extension since 1988. Prior to joining the Rutgers University faculty, she was an Extension Specialist in Horticulture at Pennsylvania State University for five years. She received her Ph.D. and M.S. degrees in Horticulture with a minor in Economics and Business from North Carolina State University. She received her B.S. degree in Agriculture from Eastern Kentucky University. Dr. Brumfield is internationally known for her work in horticultural economics and has given over 100 talks in eleven countries. She has written extensively on horticultural economics in trade journals, books, and extension publications, as well as in professional journals. Dr. Brumfield developed a computer program called Greenhouse Cost Accounting that determines the costs of producing individual crops and helps growers make managerial decisions such as what crops to produce, how to price crops, and how to control costs.
Robert C. Mickel is Rutgers Cooperative Extension of Hunterdon County's Agricultural Agent and Regional Livestock Agent. He has been a County Agricultural Agent since 1987 and has designed and delivered educational and training programs for producers and growers across the state. As a Rutgers Faculty member, Mickel has developed many applied livestock research projects and has collaborated with colleagues on research projects on field crops, pastures and forages, equine, small farm management and alternative livestock species. He has received numerous state, regional, and national awards for his programming and research from the National Association of County Agricultural Agents and has presented many posters and invited lectures at the association's annual meetings. Mickel works extensively with the New Jersey Beef Industry Council and has been instrumental in the development and delivery of the states Beef Quality Assurance Training Program.